There’s something undeniably comforting about a freshly baked pumpkin chocolate chip bread cooling on the counter. The sweet aroma of pumpkin combined with the richness of chocolate fills your home with warmth, signaling the arrival of fall—or simply a desire for cozy, homemade treats. This recipe transforms everyday ingredients into a luscious loaf that’s tender, flavorful, and packed with chocolatey goodness in every bite.
Whether you’re a seasoned baker or a beginner, this guide will take you through every step, including tips for perfect texture, ingredient variations, serving ideas, and storage secrets. By the end, you’ll have a loaf worthy of family gatherings, holiday brunches, or simply a personal indulgence with a cup of coffee or tea.
Why You’ll Love This Pumpkin Chocolate Chip Bread
Moist and Tender Texture
The key to a perfect pumpkin chocolate chip bread is moisture. Pumpkin puree naturally keeps the bread soft, ensuring that each slice is tender without being dense. The addition of oil and eggs enhances the soft, cake-like texture, making it a delight to eat any time of day.
Perfectly Balanced Flavors
Pumpkin offers a subtle sweetness and earthy undertones, while chocolate chips provide rich, gooey bursts of flavor. The touch of cinnamon in the batter adds warmth, and optional spices like nutmeg or cloves can elevate it further, giving the bread a seasonal flair.
Versatile and Crowd-Pleasing
This bread works beautifully as a breakfast treat, an afternoon snack, or even dessert. It’s suitable for lunchboxes, potlucks, or as a gift. The combination of pumpkin and chocolate appeals to both adults and kids, making it a universally loved choice.

Ingredients for Perfect Pumpkin Chocolate Chip Bread
Dry Ingredients
- 1 1/2 cups all-purpose flour
- 1 cup granulated sugar
- 1 tsp baking soda
- 1/2 tsp ground cinnamon
- Optional: 1/4 tsp nutmeg or ground cloves for a spiced variation
Wet Ingredients
- 1 cup pumpkin puree (fresh or canned)
- 1/2 cup vegetable oil
- 2 large eggs
- 1 tsp vanilla extract (optional, but enhances depth)
Chocolate Chips
- 1 cup semi-sweet or dark chocolate chips
Optional Add-Ins
- Chopped nuts like walnuts or pecans
- Dried fruits like raisins or cranberries
Step-by-Step Instructions
Step 1: Preheat and Prepare
Preheat your oven to 350°F (175°C). Grease a 9×5-inch loaf pan with butter or non-stick spray and lightly flour the sides. Proper preparation prevents sticking and ensures your bread comes out perfectly intact.
Step 2: Combine Dry Ingredients
In a large mixing bowl, whisk together flour, sugar, baking soda, cinnamon, and optional spices. Properly mixing the dry ingredients ensures even distribution and prevents clumping.
Step 3: Mix Wet Ingredients
In another bowl, combine pumpkin puree, vegetable oil, eggs, and vanilla extract. Whisk until smooth and consistent. This wet mixture is what makes the bread moist and flavorful.
Step 4: Blend Wet and Dry
Gradually add the wet ingredients to the dry ingredients, folding gently with a spatula. Avoid overmixing to prevent a dense, heavy loaf. The batter should be thick but pourable.
Step 5: Fold in Chocolate Chips
Gently fold in the chocolate chips, ensuring they’re evenly distributed. Toss them in a teaspoon of flour before adding if you want to prevent sinking to the bottom.
Step 6: Pour and Bake
Pour the batter into the prepared loaf pan and smooth the top. Bake for 55–60 minutes or until a toothpick inserted in the center comes out clean. The top should be golden brown with a slightly firm texture.
Step 7: Cool and Slice
Allow the bread to cool in the pan for 10–15 minutes, then remove to a wire rack. Slice and enjoy warm or at room temperature. Optionally, dust with powdered sugar or drizzle with a simple glaze for extra flair.
Tips for the Best Pumpkin Chocolate Chip Bread
- Use Fresh or Canned Pumpkin: Either works, but avoid pumpkin pie filling.
- Do Not Overmix: Overmixing activates gluten, which can make the bread tough.
- Chocolate Variations: Semi-sweet, dark, or white chocolate all work beautifully.
- Add Moisture Boosters: Yogurt, applesauce, or sour cream can enhance tenderness.
- Check Oven Accuracy: Baking times may vary; start checking at 50 minutes.
Ingredient Spotlight
- Pumpkin: Adds moisture, natural sweetness, and a beautiful color. Rich in fiber, vitamins A and C.
- Chocolate Chips: Provide melty bursts of flavor. Dark chocolate offers a richer taste, semi-sweet is classic, and white chocolate adds creamy sweetness.
- Cinnamon: Brings warmth and complements pumpkin perfectly. Optional spices like nutmeg or cloves add depth.
- Vegetable Oil: Keeps the bread moist and tender; butter can also be used but may alter texture.
- Eggs: Bind the ingredients and add structure, creating a soft yet stable loaf.
- Baking Soda: Ensures proper rise and light texture.
Creative Variations
- Nutty Delight: Fold in 1/2 cup chopped walnuts or pecans.
- Marbled Chocolate: Add cocoa powder to half the batter for a marble effect.
- Glazed Bread: Drizzle with powdered sugar icing for extra sweetness.
- Vegan Version: Substitute eggs with flax eggs and use plant-based milk.
- Extra Spiced: Increase cinnamon and add ginger, cloves, or allspice for a spiced autumn loaf.
Serving Suggestions
- Slice warm and serve with butter.
- Pair with coffee, tea, or hot chocolate.
- Top with cream cheese or mascarpone for a decadent treat.
- Freeze slices for convenient snacks or breakfast on the go.
Storage Tips
- Store in an airtight container at room temperature for 3 days.
- Refrigerate for up to one week.
- Freeze individual slices for up to 2 months; thaw at room temperature or microwave briefly.
Nutritional Insights
- Pumpkin: High in fiber and vitamins A & C, promoting healthy digestion and immunity.
- Eggs: Provide protein and structure.
- Chocolate: Contains antioxidants; dark chocolate enhances health benefits.
- Moderate Sugar: Sweet enough for enjoyment without being overly indulgent.
Frequently Asked Questions (FAQs)
Q1: Can I use canned pumpkin puree?
Yes, it works perfectly. Avoid pumpkin pie filling as it’s sweetened and spiced.
Q2: Can I reduce sugar?
Yes, reduce sugar to 3/4 cup or substitute with natural sweeteners.
Q3: Can I make mini loaves or muffins?
Yes, bake in muffin tins for 20–25 minutes, or in mini loaf pans for 35–40 minutes.
Q4: Can I add nuts or dried fruits?
Absolutely. Walnuts, pecans, cranberries, or raisins all work well.
Q5: How can I prevent chocolate chips from sinking?
Toss them in a small amount of flour before folding into the batter.
Q6: Can I double the recipe?
Yes, but use two loaf pans and slightly adjust baking time.
Q7: How do I ensure a moist loaf?
Avoid overbaking, and consider adding a little yogurt, sour cream, or applesauce for extra moisture.
Conclusion
Pumpkin Chocolate Chip Bread is more than just a seasonal treat—it’s a versatile, crowd-pleasing loaf that combines moist pumpkin, sweet chocolate, and warm spices in every bite. Perfect for breakfast, snack time, or dessert, this bread is simple to make yet impressive in flavor and texture. By following this guide, you’ll master a loaf that’s soft, tender, and full of chocolatey delight. Whether shared with friends, gifted to loved ones, or enjoyed warm from your oven, Pumpkin Chocolate Chip Bread will become a cherished favorite in your baking repertoire.
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Pumpkin Chocolate Chip Bread: A Moist and Flavorful Loaf for Every Occasion
Ingredients
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1 1/2 cups flour
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1 cup sugar
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1 tsp baking soda
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1/2 tsp cinnamon
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1 cup pumpkin puree
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1/2 cup vegetable oil
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2 eggs
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1 cup chocolate chips
Instructions
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Preheat oven to 350°F. Grease a loaf pan.
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In a large bowl, mix flour, sugar, baking soda, and cinnamon.
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Add pumpkin, oil, and eggs; stir until combined.
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Fold in chocolate chips and pour into pan.
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Bake 55–60 minutes until done.